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| Construction to Permanent Loans |
| Conforming Loans |
| Jumbo Loans |
| Loans with imperfect credit |
| FHA Loans |
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Construction to Permanent Loans
This loan is for those people who are looking to construct a new home. Since Vintage Mortgage is owned by Vintage Bank we are able to keep the process simple by allowing you to only have to deal with one institution to get both your construction and mortgage funds.
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Conforming Loans
This is the most common loan applied for. Conforming loans come with various terms and interest rates. From fixed rate loans to adjustable rate mortgages & balloon notes, these loans all are conforming loans.
Maximum Amount: $417,000
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Jumbo Loans
These are loans that are in excess of $417,000. Jumbo loans come in various terms and product type.
Maximum Amount: $1,000,000
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Loans with imperfect credit
These loans are for people who have had credit problems. We work with borrowers who have had bankruptcies, slow pays and charge offs. These loans come with various terms and product types.
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FHA Loans
These are loans insured by the federal government. These loans allow borrowers to purchase a home with little money out of pocket, and allows for minor credit infractions.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $9,040. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,700. Your actual APR may be different depending upon these factors.
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